Insurance Resolutions for the New Year

January 15, 2016

insurance Resolutions to get your policies in order for the new year!

The new year is here! Whether you’ve made your resolutions or need a little inspiration, it’s always a good idea to get organized. While you’re at it, organize your insurance policies with these insurance resolutions.

Conduct a review.

In the new year, be sure to conduct an insurance review with your insurance agent. You should conduct an annual review to look over what you coverage you have. It’s important to review your current policies to understand your coverage and make any necessary changes. It allows you to ensure your coverage is just right.

Simplify policy management.  

Make managing your insurance policies easy! Today, technology makes paying your insurance premiums and reviewing your policy easier than ever. Resolve to use your insurance agency’s digital platforms.

Use your discounts.

Work with your insurance agent to find discounts. Ask what types of discounts are offered and how you can qualify. Added safety features such as an alarm system or smoke detector may get you a discount on your homeowners insurance, while a perfect driving record could get you discounts on your car insurance.

Take note and update.

In the new year, be sure to take inventory of your home. Evaluate what valuables and assets you need protected and write them down. Once you have a good idea of what you need insured, notify your insurance agent. They can update your policy to make sure that you’re not lacking any coverage. Plus, having an up to date inventory will help make the reimbursement process more streamlined in the event that you need to file a claim.

Invest in new policies.

As you evaluate your life over the past year, think about where coverage may be lacking in your life. Make a resolution to increase your coverage and invest in new polices for all your needs. From natural disasters to life insurance, make sure you’re covered for the unexpected.

For assistance following through on your insurance resolutions, contact the professionals at Thomas Ward Insurance. Located in Chicago, Illinois, we serve all your personal and commercial insurance needs.